Did you know that most people in the UK don’t even have £100 in savings? In fact are you one of them? Many people believe they simply cannot afford to save, and I am here to tell you the opposite is true, you cannot afford not to save! Where most saving struggles come from actually falls down to a lack of awareness of our spending. If you’re not monitoring where your money is going regularly, you’ll
As the weather cools down, we expect candles, cosy jumpers and…colds and flus. Having a cold or the flu can actually cost you quite a bit of money, especially when it comes to dosing up on painkillers, decongestants and tissues. Here are 10 thrifty ways to beat colds and flus. Rest When you are ill it is really important to let your body rest. Colds and flus tend to hit us when we are most
“Treat yourself!” Is a phase that gets used very frequently. We use “treat yourself” to justify spending, and buying yourself treats is often a reaction to something much bigger. Had a bad day? Treat yourself. Been working super hard? Treat yourself. Got PMS? Treat yourself. The thing is, treating ourselves is usually used as a way to make ourselves feel better which leads to an emotional connection with spending. The thing is, you can treat
With Christmas fast approaching, many of us are looking at ways to make Christmas more affordable. There are still plenty of ways to make money before the big day! Here are some ways to make some serious cash before Christmas. Online surveys Answering online surveys is one of the easiest ways to make cash and earn gift vouchers for Christmas. You can easily complete surveys whilst you’re watching tv or even on your commute! My
Picture this: you’ve just moved into your dream home. You’re excited to turn on the TV and enjoy some prime entertainment from the comfort of your new home. The only problem is that you have a standard TV package and sadly, there’s nothing on that you want to watch. Sky TV is one of the best ways to remedy the age-old issue of finding nothing on the TV. But before you invest in a TV
We could all do with finding ways to save money, and I want to challenge you to taking a few hours over this next weekend to see how you can save £500 or more over the next year. Here are lots of ideas to help you to save money. Switch energy providers Most of us are loyal to our energy providers, but did you know that you could be paying around £300 more per year
Car insurance, one of those annual drags you have to contend with, seeking out the cheapest deal to avoid paying well over the odds for the trumped up renewal price offered. Yet it is not only the basic insurance cover which is costly, but all the add-ons like, protected no claims discount, breakdown cover and motor legal protection which can add another £100+ to your premium. Motor Legal Protection, usually adds another £30 to your
Eating out at restaurants is a fantastic way to spend an evening with a partner, friends or family – it’s a great way to relax, eat some amazing food, and spend quality time with the people you love. That said, eating out is often reserved for special occasions and celebrations due to the cost involved. But what if I have a secret that can save you money every time you eat out? It’s time to
There’s a good reason why simple meal planning is always listed as a way to rein in your expenditure – especially when tightening up your budget to pay off debts. The reason is that IT WORKS. Planning out your meals means that you stick to a pre-prepared shopping list, and you don’t pick up things that add to your shopping bill and end up going to waste. You can take meal planning however far
These days different banks and credit cards offer different perks, resulting in many of us having more than one bank account and maybe even more than one credit card. Wouldn’t it be amazing if you can combine them all into just one card? I’ve teamed up with the Curve app to tell you exactly how you can do just that. Introducing the Curve Card The Curve Card takes all of your bank and credit cards
Emma at My Debt Diary explains how to pay off debt with an irregular income and gives us real active tips on how to go about it. Paying off debt is a challenging task for anyone to face. When you don’t know how much money you’re going to earn next month it can become unbelievably daunting. How will you ever clear your debt mountain if you can’t even track your numbers? Here is some guidance
Are you missing out on free food? Weekly grocery shopping and eating out can cost an absolute fortune, the average UK family spends roughly more than £53 on their grocery shopping each week which comes out at nearly £3,000 a year. That £3,000 doesn’t even include treats like takeaways and dining out- so it’s no wonder a lot of families are looking for new ways to reduce their food bill. If you’re looking to reduce
Isn’t it great to get a bargain? I love to shop in the sales, clearance racks or yellow sticker shelves so that I get to purchase items for the prices that I want to pay. This leaves me more money in my pocket to spend on other things. Wouldn’t it be great if you could set the price you want to pay for an item and then be notified when a sale or promotion brings
Perry from Stupid is the Norm explains how a different mindset can make you wealthy. The occupations of my friend group included the CEO of a global pharmaceutical plant, Director of a large marketing company, an anesthetist, a Quantity Surveyor and others. All professional, highly qualified guys. At age 55, the first of us able to retire was a guy who worked in a bank. He’d worked for the bank since leaving school, diligently working
Do you want to save time and money managing bills? We could all do with some help managing our household, including the bills that come with it. However, not many of us can afford the luxury of a full-time butler who is at our beck and call to carry out the household tasks we just don’t fancy doing. We can dream though! I can’t give you access to a free butler, but I can tell
Bamigo boxers Many people tuned in to watch Blue Planet II last year, and if you watched it too, you will know that it carried a message to us all- that we need to start cutting down on our single use plastic consumption. It’s something that is devastating our planet, but luckily, there are so many alternatives, and each one of us can do something to help, including making our home more eco-friendly. By cutting
