Today’s blog post has been kindly written by my husband, Tony from Thrifty Husband. We all know that we are a pair of crazy cat people…so he’s come up with a purrfect gift guide for cat lovers. Over to Tony… Do you know someone within your life that might like cats more than they do people? Trust me there are actually more people out there that enjoy their pets more than other people. But are
Budgeting. It’s the first step to nailing your personal finance situation, reaching your savings goals and living a debt-free lifestyle. Budgeting can help make you feel more in control and more secure which means it’s definitely something to consider if you’ve never tried setting a budget before. If you’ve already tried budgeting, but it hasn’t worked out, I’ve got a load of ideas to help you stick to a budget plan like never before. So-
Most of us are guilty of hoarding a few too many items in our wardrobes. Often, clothing will hang around for years before we finally get rid of it- maybe because it cost a lot when new, you’re saving it for that fancy dress party, or maybe you’re keeping it for sentiment. Everyone has their own reasons for why they struggle to close the wardrobe door, but if you’re due a clear out, it might
One of the biggest expenses at Christmas are the gifts we buy for our loved ones. Buying Christmas gifts can make a serious dent in our holiday budgeting. Here are some Christmas gift ideas that provide great value for money, or they just keep on giving. Skin Academy Skin Care + Face Masks The perfect present for any beauty guru or pamper lover! Skin Academy offers a huge range of skincare products ranging from face
Did you know that most people in the UK don’t even have £100 in savings? In fact are you one of them? Many people believe they simply cannot afford to save, and I am here to tell you the opposite is true, you cannot afford not to save! Where most saving struggles come from actually falls down to a lack of awareness of our spending. If you’re not monitoring where your money is going regularly, you’ll
As the weather cools down, we expect candles, cosy jumpers and…colds and flus. Having a cold or the flu can actually cost you quite a bit of money, especially when it comes to dosing up on painkillers, decongestants and tissues. Here are 10 thrifty ways to beat colds and flus. Rest When you are ill it is really important to let your body rest. Colds and flus tend to hit us when we are most
“Treat yourself!” Is a phase that gets used very frequently. We use “treat yourself” to justify spending, and buying yourself treats is often a reaction to something much bigger. Had a bad day? Treat yourself. Been working super hard? Treat yourself. Got PMS? Treat yourself. The thing is, treating ourselves is usually used as a way to make ourselves feel better which leads to an emotional connection with spending. The thing is, you can treat
With Christmas fast approaching, many of us are looking at ways to make Christmas more affordable. There are still plenty of ways to make money before the big day! Here are some ways to make some serious cash before Christmas. Online surveys Answering online surveys is one of the easiest ways to make cash and earn gift vouchers for Christmas. You can easily complete surveys whilst you’re watching tv or even on your commute! My
Picture this: you’ve just moved into your dream home. You’re excited to turn on the TV and enjoy some prime entertainment from the comfort of your new home. The only problem is that you have a standard TV package and sadly, there’s nothing on that you want to watch. Sky TV is one of the best ways to remedy the age-old issue of finding nothing on the TV. But before you invest in a TV
We could all do with finding ways to save money, and I want to challenge you to taking a few hours over this next weekend to see how you can save £500 or more over the next year. Here are lots of ideas to help you to save money. Switch energy providers Most of us are loyal to our energy providers, but did you know that you could be paying around £300 more per year
Car insurance, one of those annual drags you have to contend with, seeking out the cheapest deal to avoid paying well over the odds for the trumped up renewal price offered. Yet it is not only the basic insurance cover which is costly, but all the add-ons like, protected no claims discount, breakdown cover and motor legal protection which can add another £100+ to your premium. Motor Legal Protection, usually adds another £30 to your
Eating out at restaurants is a fantastic way to spend an evening with a partner, friends or family – it’s a great way to relax, eat some amazing food, and spend quality time with the people you love. That said, eating out is often reserved for special occasions and celebrations due to the cost involved. But what if I have a secret that can save you money every time you eat out? It’s time to
There’s a good reason why simple meal planning is always listed as a way to rein in your expenditure – especially when tightening up your budget to pay off debts. The reason is that IT WORKS. Planning out your meals means that you stick to a pre-prepared shopping list, and you don’t pick up things that add to your shopping bill and end up going to waste. You can take meal planning however far
These days different banks and credit cards offer different perks, resulting in many of us having more than one bank account and maybe even more than one credit card. Wouldn’t it be amazing if you can combine them all into just one card? I’ve teamed up with the Curve app to tell you exactly how you can do just that. Introducing the Curve Card The Curve Card takes all of your bank and credit cards
Emma at My Debt Diary explains how to pay off debt with an irregular income and gives us real active tips on how to go about it. Paying off debt is a challenging task for anyone to face. When you don’t know how much money you’re going to earn next month it can become unbelievably daunting. How will you ever clear your debt mountain if you can’t even track your numbers? Here is some guidance
Are you missing out on free food? Weekly grocery shopping and eating out can cost an absolute fortune, the average UK family spends roughly more than £53 on their grocery shopping each week which comes out at nearly £3,000 a year. That £3,000 doesn’t even include treats like takeaways and dining out- so it’s no wonder a lot of families are looking for new ways to reduce their food bill. If you’re looking to reduce
