We all need to protect our homes and belongings. The houses we own and the contents of said houses are important to us. They are where we live, what we use every day and what we choose to surround ourselves with. Building insurance is required when you take out a mortgage but lots of us want to combine that policy with contents for overall coverage. If something was to happen, such as a fire, how
Life gets in the way. It is busy, it is chaotic, there is so much to do. Organising things at home is often put to the bottom of our list of priorities. However we should all regularly check that our money is working for us and our bank accounts are in order. Let’s have a look at how to clean up your finances. A Regular Money Night One of the best ways to keep on
We spend a lot of our time on our phones. Whether we’re replying to an email on our commute, keeping up with the gossip in our WhatsApp group or playing a game, we’re on them a lot. Maybe they even spend more time in the palm of our hands than in our pockets. There must be a way to use our smartphones to save some money, right? There are lots, including plenty of apps that
There are lots of ways to save up to pay our bills. No one wants to be hit with an unexpected bill because their car breaks down. Not many of us can afford to pay for an annual holiday outright. With that in mind, one of the ways to save is to set up individual pots of cash that are for specific things. These can be referred to as sinking funds. Let’s have a look
Springtime is on the way. Flowers are poking out of the ground, evenings are getting lighter, the sun is actually shining! So many of us wait until Spring to deep clean our homes. Wiping out those kitchen cupboards, vacuuming the airing cupboard, clearing out the things we’ve been holding onto for no good reason. We also need to look at our finances. Taking the time to spring clean your finances can set you up for
Lots of us love settling down on the sofa at the end of a busy day and watching something on the TV. Shows can bring us to tears, make us laugh, distract us from the trials and tribulations of life. Half an hour or 60 minutes can pass in what feels like a click of the fingers if the show grabs your attention. Many of the must-see shows often sit behind a pay wall though.
The Easter celebrations have got to include chocolate Easter eggs. There is perhaps nothing better than an Easter egg hunt in the garden. OK, maybe unwrapping that luxurious thick chocolate egg and taking a bite out of it comes close! Whatever chocolate Easter eggs you like and however you eat them, saving some cash on them is a great thing. Let’s have a look at how to save some money on chocolate Easter eggs. Look
We’ve all been there. You’re browsing the internet, on your laptop or maybe your phone. Perhaps in front of a box set which isn’t quite holding your attention. You find a product that you really want, something which seems like a great deal. Maybe you really fancy buying it, you add it to your basket and click through to the checkout. You stop yourself before clicking to submit the order with a few questions…is this
Having fun on a tight budget is not easy, especially if you reside in a big city which requires a lot of travelling back and forth. However, finding ways to entertain yourself while keeping your costs at a minimum is not impossible either. We found 5 ways which anyone and everyone can enjoy, be it families, friends, couples, or singles. We are sure you are going to have the best time trying out these activities
Many of us love the appeal of Sky Sports. The excitement, the intrigue, the drama of watching sport. However, many of us don’t like the price tag that comes with it. A subscription to Sky Sports can be a big monthly outlay. With the cost of living on the rise, how can you still get access to Sky Sports without Sky TV? Let’s take a look at your options sports fans! What is on Sky
There are lots of ISAs out there and they can be a great way to make your money work for you. Do you have one? How often do you pay into it? Do you know the maximum ISA investment you can make? Perhaps you’ve been thinking about setting one up and paying into it to try and help your financial future? Let’s have a look at ISAs, what they are, the differences between them and
Do you remember when you could get your hands on an NUS Extra card and bag some great student discounts? Well that card has long been dead and gone. However there is a new card available to students, with great discounts to be had. Totum is the only student discount, proof of age ID and campus life card and platform recommended by the NUS (National Union of Students). We’re going to look at some of
We all have people we love and for special occasions, or just because we can, every now and then we want to buy them something. What if you could buy a gift that actually had an impact on someone’s life? If you are into saving money, maybe that’s what brought you to this website in the first place, have you considered gifts to help people save money? There are actually more idea than you might
Finances can be confusing. They don’t have to be though. Once you have put in some time and effort, getting them into order, they can actually be quite interesting! You can see where you are spending money, where you could be making savings and how your financial future is looking. How do you get a handle on your personal finance though and how can you start seeing through the fuzz of numbers and paperwork? Let’s
Student living can be tough. There are lots of things to pay for and not a lot of cash to play with. You might consider a job in your spare time but even those with jobs can struggle. Saving money is just as important as making money. Let’s look at 10 ways to save money as a student. Figure Out Your Food Budget Firstly, our list of 10 ways to save money as a student
With the hustle and the bustle of the festive season, things can get on top of you. We can feel the stress and often pressure about buying things for loved ones that we perhaps cannot afford. One of the best ways to ensure that we stick to our seasonal budgets is to create a list of Christmas shopping. How can you stick to them though and ensure that you don’t overspend at this time of
