Everyone dreams of one day making a passive income. Who wouldn’t want to make cash while doing absolutely nothing? Passive incomes come in many forms. For you, it could mean you got lucky with the stock market or invested in Bitcoin at the perfect time. It could mean you own a vacation rental home and have a property manager to take care of everything. Opportunities like these don’t come around often. What does come around
Renters Insurance Tips That Can Save You Money Big Time Life is unpredictable, and unfortunately, catastrophes happen without prior notice, so it’s always better to be safe than sorry. Many people suffer great financial losses that they cannot quickly recover from when a catastrophe strikes, and as a tenant, you might be thinking that these things would be covered by your landlord’s insurance. However, this is not the case, and you can lose a great
It may be the most wonderful time of the year, but winter is also the most expensive time of the year. With increased energy usage to keep your home toasty, more indoor (costly) activities for the kids and of course the cost of Christmas, it can easily become difficult to keep a handle on your budget and avoid any overspending. Today I am sharing with you 5 ways to help you save money during the
Hayley from missmanypennies.com gives us tips on how to save money and be a bit more frugal. A great way to boost your monthly budget is by making small changes to your everyday living and spending habits. The trouble is that there are so many ways to make savings and frugal living choices that it can sometimes be hard to know where to begin, or how to work out what will be the most effective. Here are
Hello, let me introduce myself. My name is Annelies and I blog over at The Frugal Frenchie. Last year I started my BSc in Psychology in Maastricht, Netherlands. I hated the idea of paying £9250 for the sheer right to study, so I decided to save over £20,000 by studying abroad! In this post, I’ll be telling you the pros and cons of doing so, as well as listing some other great countries to study
According to recent studies, only 45% of UK adults are putting sufficient retirement provisions in place, while 20% are not saving at all for their retirement. If you’re approaching retirement age and don’t have enough savings or a big enough pensions pot to support you in your old age, what are your options? If you’re a home owner, you’re in a better position than you may realise. Property is a valuable financial asset – and
Let’s talk money. The world of personal finance can be a bewildering, often stressful place that may lead to needing therapy. If you are feeling overwhelmed and stressed over financial issues, or other mental health issues, BetterHelp is a great option (click here). Do you understand about credit scores and have you ever looked at your own credit file? Before you start glazing over, you should know that this is actually really important stuff to
This is a guest post from Warren Shute CFP, a Chartered Wealth Manager and CISI Financial Planner of the Year. You can find him over at WarrenShute.com. Have you heard of the brilliant new savings scheme being offered by your government, to help you save? You really should consider this if you qualify. It’s called the Help to Save Scheme. The Help to Save scheme is a new government saving scheme to support working people on low incomes to
This is a guest post from Warren Shute CFP, a Chartered Wealth Manager and CISI Financial Planner of the Year. You can find him over at WarrenShute.com. Do you find pensions boring? They don’t need to be! Below is a summary of the main questions I get asked about pensions, I think you’ll find it easy to follow and make them less complex! It’s worth a 5-minute read. What is a pension? They seem so complex! In
Christmas is almost upon us and we’re all planning on getting the decorations out and dressing up the house for some good old-fashioned Christmas cheer. Whether it is before the decorations go up or after they come down and the house somehow feels bigger many of us feel a little down with the décor and would like to give the house a facelift. The big stumbling block, especially just before and after Christmas, is budget.
Moving into your first shared student home is an exciting time, but if utilities aren’t included in your rent then you could be in for a shock. There are still plenty of ways that you can save on your energy bills, especially with winter fast approaching. Here are my top tips to save on energy bills! Wrap up warm This is my number one tip when it comes to reducing your energy bills. As the
With the recent energy bill price hike many of us are looking to reduce our usage and save money on energy costs, but sometimes you just have to use your tumble dryer. I have recently discovered a free and easy hack to reduce the time it takes for a load of washing to dry in my tumble dryer and save you money, and I cannot wait to share it with you. How much does it
Having your own car is one of the best ways to gain independence and freedom, and is undoubtedly a great investment. I am often driving here there and everywhere to do a mystery shop! So should you buy a new car or an old car? Though old cars tend to be cheaper, their maintenance costs can negate this, and their levels of emissions tend to be much higher than new cars. If you are considering
