I don’t know about you, but I find thinking about saving for retirement really difficult. I still feel relatively young and perhaps there is a lottery win in my future meaning I don’t need to save for my retirement? However, planning for the future it something that we all need to be doing. I have been taking a look at what my current pension provisions will provide me with and choosing which steps to take
We have recently moved home into a converted chapel and I have been keeping a list of the true cost of moving house. The costs in this blog post are for the actual move and don’t cover anything like mortgage fees or tenancy applications. Here is everything we have spent on moving home. Man in a van – £436 We had been quoted £3,500 for a previous move with a full packing and removals service (no
If you haven’t already ventured into the world of audiobooks- now is a great time to start. Audiobooks are so convenient to listen to when you are out walking, doing chores, commuting, or even just enjoying a relaxing night in. Audiobooks have come a long way since the audio tapes of the 90s, with experienced storytellers adding drama and suspense to any book. Audiobooks are now readily available to listen to via your phone or
Advertorial post with Aviva about family finances. It is fair to say that Tony and I have seen our fair share of financial struggles during our time together. When we first started dating Tony was unemployed and lived in his overdraft, and over time we had a combined credit card debt of £15,000 which we paid off before getting married. Now that we run a Limited Company together and have been married for almost 4
I grew up in South Africa, meaning that the winters in England came as a massive shock to me. Every single year I battle with seasonal affective disorder (SAD) and the winter blues – and last year was the easiest year for me by far. This year it is hitting me hard, so I thought I would share how I cope with SAD. My biggest struggle is how dark it is – I wake up
What a whirlwind the past few weeks have been. I believe that everything happens for a reason, and I believe in fate, so get settled for story time with Emma whilst I tell you why we moved into a chapel and are saving £400 per month. If I were to list my hobbies, visiting Rightmove would be up there. I love looking at available properties all the time! Rewind a few years back, just as
Council tax payments are an annual bill that we can choose to pay over 10 months or 12 months. For those of us opting to pay over 10 months of the year, we get ‘free’ council tax for two months of the year. I am going to share what you can do with the extra money from free council tax months. Council tax payments aren’t free Of course, splitting payments across 10 installments instead of
With Britain looking set for a no deal Brexit, many people are starting to stockpile food for Brexit. In this post I want to look at whether this is a real concern and whether we need to stockpile for Brexit. What could happen after Brexit? There is no way to know for certain what will happen after Brexit. However it is believed that a no deal Brexit (where the UK would leave the EU
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