Category: Budgeting

how-to-budget-for-and-save-money-on-your-car-repairs-2
Budgeting

How to budget for (and save money on) your car repairs

It makes sense to save money to cover emergencies or unforeseen expenses. When it comes to car repairs, especially ones you weren’t expecting, they can be a serious hit on your finances. Here’s some ways to help you build up a financial safety net, and some tips to make sure your emergency fund stretches further. Budgeting for your car A car comes with a number of set expenses – fuel, tax, insurance, etc. To save

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Budgeting

How to easily save money on your household bills

A great way to save money every year is to spend some time looking to see if you can get your utility bills and other annual spending cheaper by switching tariffs or switching providers all together. I try to do this every year, but I often forget when contracts end, and I only get around to searching for the best deals about 6 months after the contract ended, oops! Just last week I spent an

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Budgeting

Preparing for a mortgage application

Getting a mortgage is a big step in anyone’s life, but it can also be a very stressful time. Before applying for a mortgage it is a good idea to prepare properly. It might take a few months to prepare, but it is worth it to get your credit rating in tip top condition, allowing your potential mortgage lender to view your credit risk as low. This helps you to not only secure a mortgage,

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6 things to do when you can't pay this month's bills
Budgeting

6 Things To Do When You Can’t Pay This Month’s Bills

Something has happened. Illness, redundancy or a large emergency spend, and now you can’t afford to pay your bills this month. It is a horrible place to be in but there are still things that you can do to survive this month and the next few months. Here are 6 things to do when you can’t pay this month’s bills. Think positively even when you can’t pay this month’s bills Remember that this isn’t permanent and

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Budgeting

Save money on taxi journeys with Uber and get £20 FREE

If you are fed up with the price of taxis worldwide then you might want to consider using the Uber app. Upon registration you will submit your payment details, and when you want to request a ride you simply open up the app and request a local driver. You will be shown an estimate of the fare and only once your trip is complete will your payment card be debited. This means that you don’t

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Budgeting

Gousto review & £25 off

The idea behind the Goutso Recipe Box it is that every week you pick out three recipes to try out, and Gousto will send you organic ingredients in exact portions with easy to follow recipe cards. Every week there are 10 different recipes to choose from, including vegetarian options, and you can choose to feed 2 or 4 people (currently these are the only options). The prices vary depending on how many people you want to cater

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How to manage your money better
Budgeting

How to manage your money better

We would all like to manage our money better. I used to get stuck looking at my balance and trying to figure out whether certain bills had come out and whether I would have enough money to cover the next bill. Now I don’t have that problem, due to a banking system that is known as piggy banking. Piggy banking is where I take my income and divide it into separate “pots”, depending on what

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Budgeting

Setting a Realistic Food Budget

The cost of food seems to be ever increasing and week by week we are spending more and more on our food shop. It would be great to set a budget of £20 per week and be done with it, but it doesn’t work out like that. Knowing how to set a realistic food budget will enable you to ensure that you’re sticking to it. A food budget doesn’t necessarily have to be limiting –

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