Black Friday is a great time to make use of sales and save lots of money in the run up to Christmas, but it is also easy to get carried away and spend more than you want. Black Friday is happening later this week, on 24 November 2017 and I have teamed up with MyVoucherCodes to share five ways to save money during Black Friday. Remember that although Black Friday is happening on 24 November
When it comes to saving money, there are two things to consider – spending less and putting more money into savings. There are lots of easy ways to save money, there’s even one that allows you to grow your savings automatically without lifting a finger! Why we should be spending less Spending less money has lots of benefits! They include: The biggest motivation for me to spend less is that I then get to spend my
When you have a financial goal, whether it is to become debt free or to save up for something, it can be really hard to stay motivated. I picked up with trick a few years ago and I absolutely love it. This simple trick has helped me to become debt free and to save money much more easily. It is the 1% at a time money saving challenge. The trick is to divide your goal
Updated January 2017 I have been using the dollar FairFX pre-paid currency card since 2011 and I cannot recommend it enough for foreign currency. The FairFX travel money rates have always appealed to me. Benefits of a FairFX currency card There are so many benefits to have a pre-paid currency card. The FairFX card is a Mastercard, meaning that it is accepted worldwide. It helps you to budget on a trip – whilst you can top up your
It makes sense to save money to cover emergencies or unforeseen expenses. When it comes to car repairs, especially ones you weren’t expecting, they can be a serious hit on your finances. Here’s some ways to help you build up a financial safety net, and some tips to make sure your emergency fund stretches further. Budgeting for your car A car comes with a number of set expenses – fuel, tax, insurance, etc. To save
A great way to save money every year is to spend some time looking to see if you can get your utility bills and other annual spending cheaper by switching tariffs or switching providers all together. I try to do this every year, but I often forget when contracts end, and I only get around to searching for the best deals about 6 months after the contract ended, oops! Just last week I spent an
Getting a mortgage is a big step in anyone’s life, but it can also be a very stressful time. Before applying for a mortgage it is a good idea to prepare properly. It might take a few months to prepare, but it is worth it to get your credit rating in tip top condition, allowing your potential mortgage lender to view your credit risk as low. This helps you to not only secure a mortgage,
Something has happened. Illness, redundancy or a large emergency spend, and now you can’t afford to pay your bills this month. It is a horrible place to be in but there are still things that you can do to survive this month and the next few months. Here are 6 things to do when you can’t pay this month’s bills. Think positively even when you can’t pay this month’s bills Remember that this isn’t permanent and
