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Category: Budgeting
Budgeting

Could cash envelopes revolutionise the way you budget?

If you’ve been reading up on ways of budgeting, you have probably come across the term ‘cash envelopes’ as one of many methods to keep your spending under control. But what are cash envelopes and how could they help you? Cash envelopes for budgeting can also be known as the Envelope System or Envelope Method, and has been popularised by Dave Ramsey who is a well-known American money expert, author and radio host. The cash envelope

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November 2, 2018
How to pay off debt with an irregular income-2
Budgeting

How to pay off debt with an irregular income

Emma at My Debt Diary explains how to pay off debt with an irregular income and gives us real active tips on how to go about it.  Paying off debt is a challenging task for anyone to face. When you don’t know how much money you’re going to earn next month it can become unbelievably daunting. How will you ever clear your debt mountain if you can’t even track your numbers? Here is some guidance

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September 19, 2018
The Easiest Way to Become Wealthy
Budgeting

The Easiest Way to Become Wealthy

Perry from Stupid is the Norm explains how a different mindset can make you wealthy.  The occupations of my friend group included the CEO of a global pharmaceutical plant, Director of a large marketing company, an anesthetist, a Quantity Surveyor and others. All professional, highly qualified guys. At age 55, the first of us able to retire was a guy who worked in a bank. He’d worked for the bank since leaving school, diligently working

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September 12, 2018
5 ways to save money in 2018
Budgeting

5 ways to save money in 2018

With 2018 upon us, many of us are looking at ways to save money throughout the year. Whether it is to pay off debts, save for a holiday or to build up an emergency fund, we could all do with saving more money. Here are five great ways to save money in 2018. Set a budget The top thing you need to do in order to save money in 2018 is to set a budget.

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January 15, 2018
The Secret to Saving Money During Black Friday
Bargain

The Secret to Saving Money During Black Friday

Black Friday is a great time to make use of sales and save lots of money in the run up to Christmas, but it is also easy to get carried away and spend more than you want. Black Friday is happening later this week, on 24 November 2017 and I have teamed up with MyVoucherCodes to share five ways to save money during Black Friday. Remember that although Black Friday is happening on 24 November

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November 20, 2017
10 easy ways to save money that we should all be doing (1)
Budgeting

10 easy ways to save money that we should all be doing

When it comes to saving money, there are two things to consider – spending less and putting more money into savings. There are lots of easy ways to save money, there’s even one that allows you to grow your savings automatically without lifting a finger! Why we should be spending less Spending less money has lots of benefits! They include: The biggest motivation for me to spend less is that I then get to spend my

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April 24, 2017
Budgeting

1% at a time challenge

When you have a financial goal, whether it is to become debt free or to save up for something, it can be really hard to stay motivated. I picked up with trick a few years ago and I absolutely love it. This simple trick has helped me to become debt free and to save money much more easily. It is the 1% at a time money saving challenge. The trick is to divide your goal

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February 20, 2017
FairFX pre-paid currency card review & get a free card
Budgeting

FairFX pre-paid currency card review & get a free card

Updated January 2017 I have been using the dollar FairFX pre-paid currency card since 2011 and I cannot recommend it enough for foreign currency. The FairFX travel money rates have always appealed to me. Benefits of a FairFX currency card There are so many benefits to have a pre-paid currency card. The FairFX card is a Mastercard, meaning that it is accepted worldwide. It helps you to budget on a trip – whilst you can top up your

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January 24, 2017
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