
When’s the right time to consolidate debt?
Various creditors threatening legal action and letters posted through the letterbox detailing how much you owe from various companies can get overwhelming, so a bright solution might be to consolidate all of your debts into one and have only one monthly repayment to worry about. This is easy enough to do and something people undertake regularly – taking 0% interest cards out and moving all their debts to these, wiping off what is owed on the