Today’s blog post has been kindly written by my husband, Tony from Thrifty Husband. We all know that we are a pair of crazy cat people…so he’s come up with a purrfect gift guide for cat lovers. Over to Tony… Do you know someone within your life that might like cats more than they do people? Trust me there are actually more people out there that enjoy their pets more than other people. But are
Budgeting. It’s the first step to nailing your personal finance situation, reaching your savings goals and living a debt-free lifestyle. Budgeting can help make you feel more in control and more secure which means it’s definitely something to consider if you’ve never tried setting a budget before. If you’ve already tried budgeting, but it hasn’t worked out, I’ve got a load of ideas to help you stick to a budget plan like never before. So-
Most of us are guilty of hoarding a few too many items in our wardrobes. Often, clothing will hang around for years before we finally get rid of it- maybe because it cost a lot when new, you’re saving it for that fancy dress party, or maybe you’re keeping it for sentiment. Everyone has their own reasons for why they struggle to close the wardrobe door, but if you’re due a clear out, it might
One of the biggest expenses at Christmas are the gifts we buy for our loved ones. Buying Christmas gifts can make a serious dent in our holiday budgeting. Here are some Christmas gift ideas that provide great value for money, or they just keep on giving. Skin Academy Skin Care + Face Masks The perfect present for any beauty guru or pamper lover! Skin Academy offers a huge range of skincare products ranging from face
Did you know that most people in the UK don’t even have £100 in savings? In fact are you one of them? Many people believe they simply cannot afford to save, and I am here to tell you the opposite is true, you cannot afford not to save! Where most saving struggles come from actually falls down to a lack of awareness of our spending. If you’re not monitoring where your money is going regularly, you’ll
As the weather cools down, we expect candles, cosy jumpers and…colds and flus. Having a cold or the flu can actually cost you quite a bit of money, especially when it comes to dosing up on painkillers, decongestants and tissues. Here are 10 thrifty ways to beat colds and flus. Rest When you are ill it is really important to let your body rest. Colds and flus tend to hit us when we are most
“Treat yourself!” Is a phase that gets used very frequently. We use “treat yourself” to justify spending, and buying yourself treats is often a reaction to something much bigger. Had a bad day? Treat yourself. Been working super hard? Treat yourself. Got PMS? Treat yourself. The thing is, treating ourselves is usually used as a way to make ourselves feel better which leads to an emotional connection with spending. The thing is, you can treat
If you’ve been reading up on ways of budgeting, you have probably come across the term ‘cash envelopes’ as one of many methods to keep your spending under control. But what are cash envelopes and how could they help you? Cash envelopes for budgeting can also be known as the Envelope System or Envelope Method, and has been popularised by Dave Ramsey who is a well-known American money expert, author and radio host. The cash envelope
