Category: Save Money

Retirement provision through equity release – a sensible choice

According to recent studies, only 45% of UK adults are putting sufficient retirement provisions in place, while 20% are not saving at all for their retirement. If you’re approaching retirement age and don’t have enough savings or a big enough pensions pot to support you in your old age, what are your options? If you’re a home owner, you’re in a better position than you may realise. Property is a valuable financial asset – and

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Money talks: why it’s essential that you know your credit score

Let’s talk money. The world of personal finance can be a bewildering, often stressful place that may lead to needing therapy.  If you are feeling overwhelmed and stressed over financial issues, or other mental health issues, BetterHelp is a great option (click here). Do you understand about credit scores and have you ever looked at your own credit file? Before you start glazing over, you should know that this is actually really important stuff to

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Help to Save Scheme_ This Is What You Need To Know
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Help to Save Scheme: This Is What You Need To Know

This is a guest post from Warren Shute CFP, a Chartered Wealth Manager and CISI Financial Planner of the Year. You can find him over at WarrenShute.com.  Have you heard of the brilliant new savings scheme being offered by your government, to help you save?  You really should consider this if you qualify.  It’s called the Help to Save Scheme. The Help to Save scheme is a new government saving scheme to support working people on low incomes to

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Tell me all I need to know about pensions – but please don’t bore me!
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Tell me all I need to know about pensions – but please don’t bore me!

This is a guest post from Warren Shute CFP, a Chartered Wealth Manager and CISI Financial Planner of the Year. You can find him over at WarrenShute.com.  Do you find pensions boring?  They don’t need to be!  Below is a summary of the main questions I get asked about pensions, I think you’ll find it easy to follow and make them less complex!  It’s worth a 5-minute read. What is a pension?  They seem so complex! In

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Cheap Ways To Rejuvenate Your Home

Christmas is almost upon us and we’re all planning on getting the decorations out and dressing up the house for some good old-fashioned Christmas cheer. Whether it is before the decorations go up or after they come down and the house somehow feels bigger many of us feel a little down with the décor and would like to give the house a facelift. The big stumbling block, especially just before and after Christmas, is budget.

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6 tips to help you save on energy bills in your student home

Moving into your first shared student home is an exciting time, but if utilities aren’t included in your rent then you could be in for a shock. There are still plenty of ways that you can save on your energy bills, especially with winter fast approaching. Here are my top tips to save on energy bills!  Wrap up warm This is my number one tip when it comes to reducing your energy bills. As the

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Save time and money using your tumble dryer with this quick and easy hack

With the recent energy bill price hike many of us are looking to reduce our usage and save money on energy costs, but sometimes you just have to use your tumble dryer. I have recently discovered a free and easy hack to reduce the time it takes for a load of washing to dry in my tumble dryer and save you money, and I cannot wait to share it with you. How much does it

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The Pros and Cons of Buying a New Car
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The Pros and Cons of Buying a New Car

Having your own car is one of the best ways to gain independence and freedom, and is undoubtedly a great investment. I am often driving here there and everywhere to do a mystery shop! So should you buy a new car or an old car? Though old cars tend to be cheaper, their maintenance costs can negate this, and their levels of emissions tend to be much higher than new cars. If you are considering

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