All my life my parent’s bedroom has never been complete. No matter where we lived they always left it as the last room to be decorated, meaning they never had a finished bedroom. I finally decided enough was enough – my Dad had built in wardrobes that were never finished, a carpet that was probably older than me and way too much stuff in his bedroom. In this post I’ve teamed together with ScS to
Owning a pet can really enhance your quality of life. Walking a dog ensures that you get regular exercise and meet fellow dog owners. Twenty minutes stroking a cat at the end of a hard day is a great stress buster and if you have children they can learn about responsibility and compassion through looking after a pet. Unfortunately, many people buy a pet on a whim, without properly considering the time or the
https://unsplash.com/photos/LO3IuL-wgME When you first start to think about launching a business, you may be a little bit worried. Because it can be scary. You want to make sure that you’re earning money. That you’re able to start getting results with the efforts that you’re putting in. And sure, you can forecast this – but isn’t it better to really know. To be strategic. To plan out as much as you can. To find yourself really
I have never been one to think that paying rent is a waste of money – after all, it is one fixed fee to provide a roof over our heads, however, 2019 is the year that Tony and I look to buy a house together. Our situation is a little bit different to most people’s because we are directors of a limited company we need to wait until the end of our second year of
Image Credit: Flickr There are many pros and cons to working in an office or setting up your business from home, but when it comes to the most cost-effective option there are a few things to consider: Your Environment While it might seem obvious that working from home would save you money, that isn’t necessarily the case. If you live alone in a small apartment, then you will no doubt have a quiet
When you are planning a wedding, there are a lot of elements that you need to make sure you get right. This is something that you need to pay a lot of attention to, and there are so many things that have to happen when it comes to making the day go smoothly. There are a lot of different wedding essentials that you need to make sure you get right to help the day go
Nothing is certain but death and taxes, as the old saying goes. While you can’t do anything about the former, it is absolutely possible to mitigate the effects of the latter, at least as far as inheritance tax (IHT) is concerned. Unsplash What does the current IHT legislation say? Whatever worldly goods you leave behind when you depart your earthly existence may be subject to IHT before being passed onto your heirs. Your estate is
Despite being debt free for a few years now, I realised that I have never written about how we got into £15,000 worth of credit card debt, and more importantly, how we paid £15,000 worth of credit card dept off. Getting into debt Getting into debt in the first place was a combination of just not having enough money for our outgoings but also a bit of frivolous spending. As soon as I got my
