We spend a lot of our time on our phones. Whether we're replying to an email on our commute, keeping up with the gossip in our WhatsApp group or playing a game, we're on them a lot. Maybe they even spend more time in the palm of our hands than in our pockets. There must be a way to use our smartphones to save some money, right? There are lots, including plenty of apps that you download and can help. Let's have a look at some of the best apps to help save money.
Cashback Apps
If you shop online, clicking directly to the retailer, you are missing out on money. Cashback websites such as Quidco and Top Cashback will pay you to click through to make purchases, via their websites. Your journey tracks and you can get a certain percentage of specific value of cashback when you buy. This could be 1% when you buy on eBay or even 20% when you buy something from The Body Shop. A new broadband deal could give you £100+ in cashback, or you could get £150 when you join a new utility company. There are people who have earned thousands of pounds in cashback by simply switching up the way they shop online. Download these apps to your phone so you always have access to them when you shop on the go.
Second Hand Clothing Apps
How much money so you usually spend on clothes every month? There are ways to cut down that cost and even reclaim some of the money you spend. Apps such as Vinted and Depop will give you access to people who are selling second hand clothes. This is where you could find an absolute bargain, save money and still look fabulous. You could sell your attire too. If you have outfits you no longer wear or perhaps no longer fit, get them sold. Much better than them takin up space in your wardrobe. These are brilliant apps to help save money.
Tracking Your Money
There are third party apps that connect to your bank account via open banking and help track your spending. Monzo, for example, will allow you to see you money in different pots. The app learns what you are spending and notifies you when things are different or unusual. This helps you learn about where you are spending you money and track said spending. It also has features like easy payments to other Monzo users and shared tabs to actually keep track of who owes you money.
Auto Saving Apps
Another great feature of Monzo is automatically rounding up your purchase to the nearest pound and putting that cash into your savings. It isn't just Monzo who offer this, there are other sites such as Chip and Plum who give this option. Imagine buying a coffee, your lunch and maybe the train fare home, whilst also adding to your savings account. If you find it hard to save your money, setting up auto saving rules via apps to help save money is ideal!
There are other apps to help save money with specific food cashback apps which give you a percentage back if you buy certain items from the supermarket. Quite often these are 100% cashback so you can great new products for free after cashback. There are lots of apps that you can download to, where you can get a decent interest rate on your savings. A rate that you won't currently find on the high street. If you are looking to keep more of your cash in your pocket, download some apps to help save money today.
