The long month of January can be troublesome on your finances. For many of us, our employers pay us early in December so we have the cash before we break for Christmas and it is in our accounts to help with those festive spends. That can be great, however it can also add stress in New Year. Let's have a look at how to make money in January.
New Year new start
Firstly, this New Year can be a new start for you. If you have been struggling with your personal finances in the past, now is the time to make a change. Getting a handle on your finances can be a great way kickstart the New Year. There are lots of ways to make money in January but we should also look at the bigger picture too. If you are happy in your career, that is wonderful, keep pushing forward and making more from it. If you want to make a change, this could be the opportunity you've been waiting for. Whatever your outlook, adding some extra cash to your bank account to pay for January's bills can be a lifesaver.
Small activities, big wins
There are lots of little things we can do to add some cash to our bank accounts over the month of January. From returning unwanted Christmas presents, to decluttering our belongings and selling them. This is a great thing to do when we put Christmas decorations away! You can start to utilise your time better, but using that time when the kids are in bed to earn extra money via online surveys. Maybe there is a shop on the corner that needs a part time worker. Small activities can turn into big wins when are you struggling at the start of a New Year. Consider asking for a pay rise, using your lunch hour to make money or emailing old clients who might be able to throw extra work your way this month. Small changes can make big differences to your personal finances.
Put those plans into place
Have you had plans to start something new? Maybe a business of your own? Maybe a side hustle? Perhaps you've been wanting to take on more freelance clients so you can work in the evenings and cut down your hours in your day job? The New Year is a perfect time to do this and it will help you look at your finances and figure out how to make money in January. It's not just about making the money, it's about how you're making that money. Wouldn't it be amazing if you didn't have Sunday night dread every week. If you didn't hate your job that was putting money on the table? Imagine smiling throughout your day as you make a real difference in this world, whilst still paying the bills to put a roof over your head. Now is the time to put those long standing plans into place. If not now, then when?
Work hard and know your worth
A New Year can be liberating. We can reflect on where we've been an where we want to be going. Maybe you're not happy in the role that you are currently in. What is your time, passion and skill worth? Sitting in a job you hate isn't good for your physical or mental health. What could you be doing to make a real difference? How could a new job or challenge make a difference to your finances in the near future? We must all work hard and know your worth as we make money in January.
For lots of us, the New Year is a chance to make some extra pennies before pay day. However for others, it can be a turning point to make bigger changes and look at how we are going to make money in January and beyond.
