Lots of us love the luxurious life. We see it on reality shows and aspire to be similar. The handbags, the cars, the cocktails, the lifestyle. We want it. how do we get it though? We don't all have rich parents, influencers contracts and make up brands who want us to be the face of their new product. Most of us don't have the money to throw at a lifestyle that would rival the cast of TOWIE. Let's have a look at how to live a luxury and fulfilling lifestyle on a budget.
Keep A Close Eye On Your Finances
The first thing to do is to keep an eye on your finances. You need to know what money you have, where it's going and where its coming from. t is all too easy to keep our contactless card over and over again without feeling like we're actually spending money. This can lead to an unhealthy relationship with money. Download your banking app on your phone so you can keep a close eye on how your financial situation is. Keep a spreadsheet of your spending. Look at how to make and stick to budgets. Whatever it is, you need to find a way that woks for you so you can still spend a little bit, but you don't find yourself in mountains of debt.
Rent Instead of Buying
Rather than buying, have you considered renting? Where are many places that let you rent a slice of luxury for the weekend. It could be a coat, a handbag or even a car. This could be perfect if you're trying to look all rich and fabulous on Instagram. Many see renting as dead money as you aren't owning the item at the end of the day. However by frequently renting you can look and feel as though you have the luxury life without actually having it! Who wears the same dress more than once anyway?
Browse Charity Shops
Next on our list of how to live a luxury lifestyle on a budget is by looking in charity shops. You can find amazing luxury goods in charity shops. Sometimes people pass away and the contents of their house simply gets given to a charity shop. Other times people have had enough of their belongings and do a spring clean. Charity shops tend to have a large turnover and don't always put a big price on items worth more. This is where you can often find high quality luxury goods without the price tag.
Find Discounts
Don't click through to the basket and simply check out. Always pause and search for a voucher or a discount code. They are more common that you might think. It might knock 5% off the overall price or maybe 25%! That will certainly help you how to live a luxury lifestyle on a budget. Be sure to click through cashback sites as well. If you are buying, clothes for example, sell them on after your sell them!
Cook For Yourself
How often do you dine out? Sitting in the window tables of swanky restaurants, drinking expensive bottles of wine, eating meals with numerous forks from the outside in? These meals are fantastic and extremely luxurious but you can't be doing this day in day out, especially if you don't have the money for it. You can still eat well by cooking for yourself. It'll be much cheaper though! Enjoy a few cocktails using your own cocktail shaker! Leave those nights out and expensive venues for special occasions. If you enjoy them less often, they'll feel even more luxurious!
Think About Ways To Make Your Money Stretch
Consider ways that you can stretch your money when thinking about how to live a luxury lifestyle on a budget. Could you buy a bag with a friend, splitting the cost and hence splitting the amount of time you have it? Consider memberships so you can pay over the course of a year. Loyalty programs will ensue you get extra bonuses and freebies for being loyal to a brand. Think about ways tat you can get more for your money. Stretch it out for more luxury within your allowable budget.
There are a few answers to how to live a luxury lifestyle on a budget. You need to ensure you don't overspend though. When you start spending more than you have, you'll soon be left without any luxury, rather than the little bit you could afford in the first place.
